The Kalupur commercial co-op bank Ltd. » Kal Traders

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To report any unauthorised electronic transaction / Lodge a Complaint click here
To view Special General Body Meeting Notice click here
Dear Customer, Bank has discontinued Personal Accident benefit for Saving Acount holders and Individual Current Account holders W.E.f. Dt. 31-03-2025.
Dear Customer, You can block ATM Card through KCCB Mobile Apps, Bank Website or by SMS as BLOCK<SPACE> XXXX (Last 4 Digit of Card Number) to 9028048500 from registered mobile number.
To Report any Cyber Crime/Cyber Fraud Call 1930 or visit www.cybercrime.gov.in.
To report any unauthorised electronic transaction / Lodge a Complaint click here
To view Special General Body Meeting Notice click here
Dear Customer, Bank has discontinued Personal Accident benefit for Saving Acount holders and Individual Current Account holders W.E.f. Dt. 31-03-2025.
Dear Customer, You can block ATM Card through KCCB Mobile Apps, Bank Website or by SMS as BLOCK<SPACE> XXXX (Last 4 Digit of Card Number) to 9028048500 from registered mobile number.
To Report any Cyber Crime/Cyber Fraud Call 1930 or visit www.cybercrime.gov.in.
To report any unauthorised electronic transaction / Lodge a Complaint click here
To view Special General Body Meeting Notice click here
Dear Customer, Bank has discontinued Personal Accident benefit for Saving Acount holders and Individual Current Account holders W.E.f. Dt. 31-03-2025.
Dear Customer, You can block ATM Card through KCCB Mobile Apps, Bank Website or by SMS as BLOCK<SPACE> XXXX (Last 4 Digit of Card Number) to 9028048500 from registered mobile number.
To Report any Cyber Crime/Cyber Fraud Call 1930 or visit www.cybercrime.gov.in.

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Kal Traders

This scheme is introduced to cater special requirement of Traders who have wide experience of trading in Agro based Commodities.
This is a Secured CC Facility against Market Value of Immovable Property.

Loan For : Traders engaged in Agro based Commodities.
Loan Amount :
- Min. : Rs.100 Lakh ; Max. : As per exposure norms.
Margin :
- 30% Market Value of Immovable Property.
- Advance : 70 % of Market Value of Immovable Property
Tenure : 12 Months (To be reviewed every year)
Special Remarks :
- Borrower is exempted from submission of Stock & Book debts statement on monthly basis.
- However, they are required to submit Stock & Book debt statement annually.
- The borrowers in whose accounts serious and adverse irregularities in the Stock Audit or Inspection Report are observed and such irregularities are pending / not complied and /or unfair practices viz. incorrect data submission, misinterpretation, hiding facts etc. observed will not be eligible for benefit of this special scheme. If utilization of the limit is less than 50% of the sanctioned limit, interest benefit of this scheme will be withdrawn and borrower will be charged at regular interest rate applicable for normal Secured CC facility, with retrospective effect.

Specially introduced for Experienced Traders in Agro Commodities.
Agro based Trading units having existence of minimum period of 2 years and their unit is profit making. All existing as well as new Agro based Trading units whose credit requirement is Rs.100.00 Lakhs and above can opt for this scheme. Traders, who are willing to undertake to utilise minimum 50% of sanctioned limit, will be eligible for this scheme.

Processing Charges : As applicable to Cash Credit facility.

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