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Term Deposits

Fixed / NRO Deposits

DurationBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

7 Days – 14 Days

3.25 %

3.25 %

3.25 %

15 Days – 29 Days

3.25 %

3.25 %

3.25 %

30 Days – 90 Days

3.25 %

3.25 %

3.25 %

91 Days – 180 Days

3.50 %

3.50 %

3.50 %

181 Days – 364 Days

4.75 %

4.50 %

4.00 %

1 Year – 3 Years

5.75 %

5.25 %

4.75 %

3 Years – 5 Years

5.75 %

5.25 %

4.75 %

Cumulative Fixed / NRO Deposits

DurationBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

6 months – 1 year

4.75 %

4.50 %

4.00 %

1 year – 3 years

5.75 %

5.25 %

4.75 %

3 years – 5 years

5.75 %

5.25 %

4.75 %

Kal Flexi Deposits

DurationBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

15 Days – 181 Days

3.50 %

3.50 %

3.50 %

Kamdhenu Deposits

DurationBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

Fixed period of 3 Years

5.75 %

5.25 %

4.75 %

Recurring Deposits

DurationBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

1 Year – 3 Years

5.75 %

5.25 %

4.75 %

3 Years – 5 Years

5.75 %

5.25 %

4.75 %

NRE Deposits

DurationBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

1 Year – 3 Years

5.75 %

5.25 %

4.75 %

3 Years – 5 Years

5.75 %

5.25 %

4.75 %

Kal Double Deposits

Below Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

(146 Months)

(159 Months)

(176 Months)

5.74 %

5.27 %

4.75 %

Non Callable Deposits

ParticularsBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

For Rs. 100.00 Lakh & above Deposits only

4.75 %

Deposits under section 80C of Income Tax

ParticularsBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

Regular Rate

5.75 %

Staff Rate

Kal Short Term Deposits

ParticularsBelow Rs. 25 LakhRs. 25 Lakh to Rs. 1 CroreRs. 1 Crore & Above

General/Sr.Citizen/Super Sr. Citizen

(Duration : 111 Days to 360 Days)

4.25%

4.00%

3.75%

Staff

NRO

Duration : 111 Days to 360 Days

4.25 %

4.00 %

3.75 %