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• Purpose & Eligibility :
  • For purchase of new Machinery/Equipment.
• Loan Amount :
  • 70% of the Machinery / Equipment quotation value.
  • 75% of the Machinery / Equipment quotation value eligible under TUF/Capital Subsidy.

• Repayment Period : Max. 60 to 72 Months

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• Purpose & Eligibility :
  • For purchase /construction of New Office/Factory Shed /Godown.
• Loan Amount :
  • 60% of the Capital Expenditure
• Repayment Period : Max. 60 Months

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• Purpose & Eligibility :
  • For the purchase of only new Commercial Vehicles , Road Transport Equipment s and Other Utility Commercial Vehicles .
• Loan Amount :
  • Max. 85 % of on road cos of vehicle

• Repayment Period : Max. 60 Months with EMI/Non-EMI Option

• Processing charges as applicable for other advances

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• Purpose & Eligibility :
  • This scheme is specially introduced for those borrowers who own Immovable Property but not willing to incur expenses for mortgage or title of property is not clear or having inherited property.
• Loan Amount :
  • Min. Rs. 25000/-
  • Max. Rs. 10.00 Lacs

• Repayment Period : Max. 60 Months

• Processing Fees: 0.40 % of loan amount

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• Purpose & Eligibility :
  • Small Traders & Businessmen
• Loan Amount :
  • Maximum Cash Credit of Rs.50 Lakh or 60% of valuation of Property or 30% of projected sales looking to last two years growth whichever is lower

• Repayment Period : Renew of limit every year

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• Purpose & Eligibility :
  • Construction of Hospital / Clinic
  • Purchase of Instrument / Equipment
  • Working Capital Requirement
• Loan Amount :
  • Term Loan Max. Rs.1500 Lakhs
  • Secured Cash Credit for working capital – Rs. 25.00 Lakhs (Max.) or 5% of amount of Term Loan whichever is less

• Repayment Period :
  • Max. 8 years for Term Loan upto Rs. 700.00 Lakhs
  • Max. 10 years for Term Loan above Rs.700.00 Lakhs to Rs. 1500.00 Lakhs

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• Purpose & Eligibility :
  • Business expansion / professional needs / marketing
  • Improvement/extension of existing property
  • Repayment of high interest bearing existing loans from other banks/FIs
  • Purchase of new Shop / Office / Go-down for business expansion
  • Working Capital needs
• Loan Amount :
  • For Salaried : Min. Rs. 2.00 Lakh ; Max. Rs. 300.00 Lakh
  • For Business Class : Min. Rs. 5.00 Lakh ; Max. Rs.750.00 Lakh
• Repayment Period : 7 years

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