| Service Charges are getting revised From 01/08/2024 |
| AVERAGE BALANCE CHARGES | |
|---|---|
| Current Accounts | |
| Existing Regular Current Accounts | For non-maintenance of QAB Balance of Rs. 5000/-:= Penalty of Rs. 150 /- per Quarter. |
| Special Current Accounts | For non-maintenance of QAB Balance of Rs. 10000/-:= Penalty of Rs. 300 /- per Quarter. |
| Privilege Current Accounts | For non-maintenance of QAB Balance of Rs. 50000/-:= Penalty of Rs. 500 /- per Quarter. |
| Premium Current Accounts | For non-maintenance of QAB Balance of Rs. 150000/-: Penalty of Rs. 1000 /- per Quarter. |
| Saving Accounts | |
| Regular Saving Accounts | For non-maintenance of QAB Balance of Rs. 1000/-:= Penalty of Rs. 25 /- + GST per Quarter. (Proportionately) # |
| Special Saving Accounts | For non-maintenance of QAB Balance of Rs. 5000/-:= Penalty of Rs. 50 /- + GST per Quarter. (Proportionately) # |
| Privilege Saving Accounts | For non-maintenance of QAB Balance of Rs. 20000/-:= Penalty of Rs. 100 /- + GST per Quarter. (Proportionately) # |
| Premium Saving Accounts | For non-maintenance of QAB Balance of Rs. 50000/-:= Penalty of Rs. 200 /- + GST per Quarter. (Proportionately) # |
| Demat linked Saving A/c | For non-maintenance of QAB Balance of Rs. 2500/-:= Penalty of Rs. 50 /- + GST per Quarter. (Proportionately) # |
| Note:- 1) If QAB is not maintained in Savings /Current Account, bank will recover concession/waiver given for the period along with applicable QAB charges. #2)Charges will be directly proportionate to the extent of shortfall observed. |
|
| GENERAL OPERATIONAL CHARGES | |
|---|---|
| Duplicate Passbook issuing charges | No charge |
| Cheque book issue charges (Saving Accounts) | No Charge |
| Stop Payment charges for all types of a/cs | Rs.50 per leaf max-500 per request |
| Chequebook issue charges for Current / Overdraft / FDOD | Rs. 4 /- per leaf |
| Half yearly Incidental charges(Current / Overdraft / FDOD Accounts) | Rs. 10 /- per 40 entries with Min. Rs. 250 /- and Max. Rs. 750/- recovered half yearly |
| Duplicate Statement | Rs. 10/- per page |
| Charge for failure of SI due to insufficient balances | No charge |
| Registration / Change in POA mandate | No charge |
| Operation through POA mandate | No charge |
| Demat linked Saving A/c-For Balance less than Rs. 2500/-) | Rs. 50 /- per month |
| Dormant / Inoperative charge | Saving A/c : Rs. 30/- per quarter Current A/c : Rs. 100 /- per quarter (exclude NRE/NRO) |
| Confidential Report charges | Rs. 200/- |
| Payorder / Payslip charges / inter Draft | Upto Rs. 49999/- : Rs. 50/- , Rs. 50000/- & above : Rs. 100/- |
| Inter Branch Draft / Payorder / Payslip Cancellation, Duplication, Revalidation | Upto Rs. 49999/- : Rs. 50/- , Rs. 50000/- & above : Rs. 100/- |
| Signature Verification charges | Rs. 50 per request |
| Inward Cheque / ECS return charges | Upto Rs. 50000/-: Rs. 150/- for SB & Rs. 300/- for others, above Rs. 50000/- & upto Rs. 1 lac: Rs. 300/-for SB & Rs. 400/- for others, above Rs. 1 lac & upto Rs. 2 lac: Rs. 400/-for SB & Rs. 450/- for others, above Rs. 2 lac & upto Rs.5 lac: Rs. 900/-for SB & Rs.1050/- for others, above 5 lacs: Rs. 1500/-for SB & Rs.2250/- for others. |
| Balance & Other Certificate Issuing charges | From any Branch Rs.50/-. From Digital channel-Free |
| Outward cheque return charges(only for term loan) | Upto Rs.5000/- Charge Rs. 200/-, above 5000 & upto 25000/- Charge Rs. 500/-, above 25000/- Charge Rs. 750/- |
| Outward cheque return charges(for all types of accounts other than term loan) | Upto Rs.25000/- Charge Rs. 100/-, above 25000 & upto 50000/- Charge Rs. 150/-, above 50000 & upto Rs. one lac Charge Rs. 200/-, above one lac and upto Rs. 5 lacs Charge Rs. 250/-, above 5 lacs charge Rs. 300/- |
| Account closed before 1 year | For Saving A/c – Rs. 200/- , Current A/c – Rs. 500/- |
| Non-home branch transactions | No charge |
| RTGS Charges | |
| Inward remittance | No charge |
| Outward remittance | Rs. 2 lacs to Rs. 5 Lacs – Rs.25/- , Rs. 5 lacs & above – Rs. 50/- |
| NEFT Charges | |
| Inward remittance | No charge |
| Outward remittance | Up to Rs.10,000/- Rs. 2.5/- , Above Rs.10,001/- to 1 lacs – Rs. 5/- , Above 1 lacs to 2 lacs Rs. 15/- , Above 2 lacs Rs. 25/- NEFT BY CASH As per above |
| RTGS/NEFT charge through E-Banking channel. | No charge |
| Standing instruction | No charge |
| Enquiry relating to old records/Transaction Inquiry (More than 3 Years) | Min Rs. 250/- + GST for first page and for additional Pages Rs. 20/- + GST per Page. (Max. = Rs. 2500 + GST) |
| E-Tax payment | No charge |
| Charges for unused cheques to be collected at the time of closure of current,CC, OD a/cs | No charge |
| Recurring deposit (penalty for delay payment) | 1.5% per month |
| NACH mandate | Rs. 50 + GST (one time mandate charge per mandate) |
| OTHER BANK DRAFT CHARGES | |
|---|---|
| HDFC Bank | Upto Rs. 49999/- : Rs. 50/- , Rs. 50000/- & above : RS. 100/- |
| Nationalised Bank | Service Discontinued |
| Other Bank Draft Cancellation, Duplication, Revalidation | Upto Rs. 49999/- : Rs. 75/- , Rs. 50000/- & above : RS. 100/- |
| SMS CHARGE (Quarterly) | |
|---|---|
| Saving Account | Maximum Rs.15 + GST per quater |
| Current/Over draft Account | Maximum Rs.30+ GST per Quarter( Except for Premium and privilege accounts) |
| CASH SERVICE CHARGES | |
|---|---|
| Cash service charges (for Cash credit & OD) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.30 Lac / 12500 Notes(whichever is earlier) * |
| Regular Saving Accounts (10102) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.1 Lac / 1000 Notes(whichever is earlier) * |
| Special Saving Accounts (10107) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.2 Lac / 1500 Notes(whichever is earlier) * |
| Privilege Saving Accounts (10103) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.4 Lac / 2000 Notes(whichever is earlier) * |
| Premium Saving Accounts (10104) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.8 Lac / 3000 Notes(whichever is earlier) * |
| Regular Current Accounts (20101) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.10 Lac / 5000 Notes(whichever is earlier) * |
| Special Current Accounts (20102) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.15 Lac / 7500 Notes(whichever is earlier) * |
| Privilege Current Accounts (20103) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.20 Lac / 10000 Notes(whichever is earlier) * |
| Premium Current Accounts (20104) | Rs. 12 + GST per packet if Cash deposited exceeds aggregate Monthly cash deposit limit of Rs.30 Lac / 12500 Notes(whichever is earlier) * |
| Note: * More than or equal to 50 notes is considered as full packet | |
| ATM CHARGES | ||
|---|---|---|
| Services | Kalupur Bank’s ATM | Other Bank ATM (w.e.f – 01/08/2024) |
| Cash Withdrawal | NIL | Rs. 20 + GST |
| Balance Inquiry | NIL | Rs. 10 + GST |
| Mini Statement | NIL | Rs. 10 + GST |
| PIN Change | NIL | Rs. 10 + GST |
| Other Bank ATM charges -First 5 transactions (including Financial and Non-financial transactions) in a calendar month are for free post which charges shall be applicable as per above | ||
| Annual Maintenance Charge | Classic Card – Rs. 100/- + GST Platinum Card – Rs. 150/- + GST |
|
| Exceeds Funds available (Insufficient Balance) Charge | Rs. 20 + GST (max Rs.40 per day) | |
| Card Re-issue Fee | Classic Card – Rs. 100/- + GST Platinum Card – Rs. 150/- + GST |
|
| ADVANCES | |||
|---|---|---|---|
| SHARES OVERDRAFT | |||
| Solvency Certificate | 0.20% of the amount of Solvency Certificate subject to minimum Rs. 500/- and maximum Rs.20000/-. In case of issuance of Solvency Certificate of same or lesser amount for 2nd time or more in same month, 50% of applicable charges will be recovered. |
||
| Modification Charges (Retail / Business Category) (Revised From : 01/12/2024) | |||
| Particulars | Revised charges | ||
| Exposure upto Rs. 100 lakh | Exposure above Rs. 100 lakh | ||
| Change / release / substitution of collateral security / change in personal guarantee / change in constitution / change in management | 0.05% of exposure, Min Rs. 2500, Max Rs. 10000 per instance | ||
| Ceding of charge | |||
| Waiver / change in condition to raise authorized / paid up capital and or Unsecured Loan / change in sanction term for Capital / Unsecured Loans. | |||
| Any change in machineries like change in machines (type / size etc.) or addition of machines on account of utilization of undisbursed portion etc. along with change in supplier / quotations | 3000 | 5000 | |
| Change in supplier of machines / quotation (without any change in machines) | 2000 | 4000 | |
| Release of earmarked working capital limits (incl EPC cum FBP/FBD) | 1000 | 2000 | |
| Rephasement (Retail & Business Loans) | 1500 | 3000 | |
| Interchangeability from CC limit to FLC cum Buyers credit and Bank Guarantee (FB to NFB), Change in peak/non peak seasonal limit etc. | 2000 | 4000 | |
| Interchangeability from NFB to FB | Not permitted | ||
| Reduction in Bank Guarantee commission / LC charges / Rate of Interest | 2500 | 5000 | |
|
|||
| Charges related to Bank Guarantee, Inland LC Opening and Solvency Certificate | |||
| Particulars | Revised | ||
| BG issue : | |||
| Against 100% cash margin (issued through KCCB or other Bank) | 1% p.a. + GST, subject to minimum Rs. 500/- | ||
| Less than 100% cash margin i.e. sanction limit (issued through KCCB or other Bank) | 2% p.a or as per sanction terms + GST, subject to minimum Rs. 1000/- | ||
| Amendment / Extension : | |||
| BG extension charges | Same as BG issue charges | ||
| Amendment (other than period & amount) | Rs. 500/- per amendment + GST | ||
| SFMS charges (per SFMS) | Rs. 250/- + GST Actual basis in case of other Bank |
||
| Inland LC Opening: | |||
| Issue Commission | For sight – 1% of LC amount For Usance – <=90 days – 1% of LC amount 91-120 days – 1.25% of LC Amt 121-150 days – 1.50% of LC Amt 151-180 days – 1.75% of LC Amt or as per sanction |
||
| Amendment charges for period / amount | As per LC Issue Charges, subject to minimum Rs. 1000/- + GST | ||
| Other amendment | No Change | ||
| SFMS charges (per SFMS) | Rs. 250/- + GST Actual basis in case of other Bank. |
||
| Discrepancy charges | Rs. 250/- + GST Actual basis in case of other Bank. |
||
| CIC Charges | |||
| Particulars | Charge | ||
| Consumer CIR + CV Score | Rs.50/- | ||
| Combo Score | Rs.40/- | ||
| Commercial CIR | Rs.850/- | ||
|
|||
| CERSAI Charges | |||
| CERSAI Charges applicable to such borrowers who availed any type of loan against collateral security including Property (Including Mortgage + Undertaking), Machinery, Stock & book debt | Loan Amount Upto Rs 5.00 Lakh | Rs.50/- | |
| Loan Amount exceeding Rs 5.00 Lakh | Rs.100/- | ||
| Modification charges related to CERSAI | Rs.100/- | ||
|
|||
| CGTMSE Fees | Slab (Amount) | CGTMSE Premium (%) | |
| 0 – 10 lacs | 0.43 | ||
| Above 10 – 50 lacs | 0.63 | ||
| Above 50 lacs – 100 lacs | 0.69 | ||
|
|||
| Floating to fixed conversion charges [applicable to Vehicle Loan & Education Loan] | Particular | Charges | |
| Floating to Fixed interest rate | 2.00 % + GST on O/S & Undisbursed Portion of Term loan | ||
| Fixed to Floating interest rate | 2.00 % + GST on O/S & Undisbursed Portion of Term loan | ||
| Rate reduction charges | Type of Loan | Rate Reduction charges | |
| Home Loan | 0.20% of o/s of loan + Undisbursed Portion, Min : – Rs 2500/- + GST, Max: – Rs 15000/- + GST | ||
| Education Loan | 0.10% of O/s of loan, Min: – Rs 1500/- + GST, Max: – Rs 5000/- + GST | ||
| Pre-payment charges in case of takeover | Category of Advance | Pre-payment charges | |
| Greenfield Advance | Pre-payment charges will be levied @ 3 % on the total outstanding in all credit facilities (Except non fund based limit) in case of takeover by another Banks/NBFC/FI within -36- months. After -36- months, Pre-payment charges will be levied @ 2 % on the total outstanding in all credit facilities (Except non fund based limit). |
||
| Others than Greenfield advance. | Pre-payment charges will be levied @ 2 % on the total outstanding in all credit facilities (Except non fund based limit) in case of takeover by another Banks/NBFC/FI. | ||
| Fixed Rate Advance to Individual borrower | Pre-payment charges will be levied @ 2 % on the total outstanding in all credit facilities, in case of takeover by another Banks/NBFC/FI | ||
| Sanctioned limit is settled by the borrower from owned sources. | Nil, if the sanctioned limit is settled by the borrower from owned sources viz. raising of Proprietor’s / Partners’ Capital, paid up Capital, Unsecured Loans, internal accruals, retained profits of the earlier years, realization of debtors etc subject to submission of documentary evidences of own funds/sources as satisfied to Bank’s officials. | ||
| Floating Rate CC/ OD / Term Loan sanctioned to Individual borrowers (Including Home Loans). | Nil | ||
| NESL Charges | |||
| Constitution | Yearly charges | Renewal charges | |
| Private Limited Cos, Limited Cos, LLP | 1st Loan = Rs 300/- 2nd Loan to 10TH Loan = Rs 100/- 11th Loan onwards = Rs 50/- |
Rs 250/- Rs 100/- Rs 50/- |
|
| Proprietorship, HUF, Trust, AOP | 1st Loan = Rs 150/- 2nd Loan onwards = Rs 50/- |
Rs 125/- Rs 50/- |
|
| Individuals | Rs 25/- | Rs 25/- | |
|
|||
| Penal Charges | |||
| Penal charges for various non-compliance of terms & conditions of sanction of credit facilities (applicable w.e.f. 01/04/2024) | |||
| Nature of non-compliance | Quantum of Penal Charges | ||
| 1. Delayed payment of dues including Principal, Interest, Service charges, Bills overdue etc | 3% on overdue/overdrawn amount (instalment and /or interest) for the overdue period and not on the entire liability. | ||
| 2. Excess over the drawing limit due to insufficient stock and book debts in case of fund based working capital facility | 3% on overdrawn amount for the overdrawn period and not on the entire liability. | ||
| 3. Delayed payments in case of TOD/Excess /Ad-hoc limit sanctioned. Excess/ TOD due to devolvement of LC or Invocation of BG. | 3% on overdrawn amount for the overdrawn period and not on the entire liability. | ||
| 4. Delayed / non- submission of Stock & Book Debts statement | 3% on entire outstanding of fund based working capital facility for the default period. | ||
| 5. Delayed submission of required data for renewal of credit facilities for the period beyond due date. | 3% on entire outstanding of fund based working capital facility in Indian Rupee. | ||
| 6. Non-compliance of Financial Covenants as per sanction terms & condition | 0.25% p.a for non-compliance of each condition, subject to maximum 1.00% with minimum Rs.5,000 and maximum Rs.3.00 lakh for 1st time and Rs.6.00 lakhs from 2nd time onwards. | ||
| 7.Commitment Charge for Non / lower utilization of FBWC limit more than Rs. 100 lakh | Average Utilization of FBWC limit | Existing | Revised w.e.f 01/10/2024 |
| More than 60% | Nil | Nil | |
| More than 30% and upto 60% | 0.25% | 0.50% | |
| Upto 30% | 0.50% | 1.00% |
| 8.Commitment Charges for non/ lower utilization in case of Term Loan (Business Category)
Sanctioned but not disbursed or partially disbursed within 2 months from TL drawal date as submitted at the time of sanction |
Term Loan Amount | Existing | Revised w.e.f 01/10/2024 |
| More than Rs.100 lakh upto Rs.500 lakh | NA | 0.275% p.a | |
| More than 500 lakh | NA | 0.30% p.a |
| 9. Borrower delayed / failed to create equitable mortgage of immovable property/ ies within stipulated time OR creation / Registration of required charges, without extension of time from Bank | 0.25% p.a for delay / default period subject to maximum 1.00% with minimum Rs.15,000 and maximum Rs.3.00 lakh for 1st time and Rs.6.00 lakhs from 2nd time onwards. | |
| 10. Late/ non submission of GPCB permission / 2R permission / or any other permission stipulated with time period | 0.50% p.a for delay / default period. | |
| 11. In case of company / LLP, the borrower has not created ROC charges in favour of bank within stipulated time | 0.25% p.a for delay / default period | |
| 12. Delay in submission of Audited Financial Statements. | Internal Credit Rating benefit withdrawn till submission of ABS. | |
| 13A. Non / Late submission of CA Certificate for maintaining required funds in the business for borrowers having exposure above Rs. 500.00 lacs | 0.50% p.a. + GST on Funded facilities i.e. on (Avg Utilization of FBWC facilities + O/s of TL) from due date of submission of Certificate to till date of submission of Certificate. | |
| 13B. In case of deficiency observed in Certificate Submitted as per 13A which has resulted into withdrawal of Funds, which has reduced required funds from their stipulated level or not maintained through out the year. | 0.25% p.a. + GST on Funded facilities i.e. on (Avg Utilization of FBWC facilities + O/s of TL) till date of funds brought back in business. | |
|
||
| FOREX OPERATIONAL CHARGES | ||
|---|---|---|
| INTERNATIONAL BUSINESS BANKING DIVISION | ||
| REVISION CHARGES DETAILS OF FOREIGN EXCHANGE SERVICES W.E.FROM 01.03.2025 | ||
| Sr.No | Type of Charges | Revised charges |
| 1 | Export Bills Discounted/Purchased/for Collection related charges | |
| a) | Commission | 0.05% (Min Rs.500 and Max Rs. 1500) * If submission of the Export Bills is more than -50- in the previous FY or such commitment for current FY is given, Maximum charges : Rs.1000 |
| b) | If the funds are directly credited to CC/CA in INR through RTGS (in lieu of exchange) in case SB is filed in FCY and payment is received in INR | 0.10% of amount credited (Min.1000 & Maximum- 3000) over and above other related charges |
| Courier Charges | Rs.1250 | |
| c) | Crystalisation of Export Bill purchased- charges | 0.05% (Minimum- Rs.1000 and Maximum Rs.5000) |
| d) | Domestic recovery of Export bill discounted- charges | 0.05% (Minimum- Rs.1000 and Maximum Rs.5000) |
| e) | Extention of time for bills per instance (Where extention required in EDPMS for payment received above 9 months/as per RBI guidelines) | Rs.500 |
| f) | Export bill return unpaid | NIL |
| g) | Certificate charges for consignment exports | NIL |
| h) | Certificate charges for GR waiver/approval | Rs.500 |
| i) | Write off of Export Bill Export Bill upto USD 50000/- Export Bill above USD 50000/- |
Rs.1500 Rs.2000 |
| j) | Late bill submission/overdue Export Bills charges | |
| If Export Bill is up to USD 50000/- | Rs.750 | |
| If Export Bill is more than USD 50000/- | Rs.1250 | |
| k) | AD transfer by our bank from other bank- | Rs.500 |
| 2 | EEFC/DDA Account | |
| Credit in EEFC/DDA | NIL | |
| Debit from EEFC/DDA | Rs.500 | |
| l) | Advising of foreign export LC/amendment | Rs.500 |
| 3 | IMPORT LETTER OF CREDIT | |
| a) | LC opening charges | Sight LC commission- 0.25% per quarter on LC amount (if the period of LC is part thereof then charges for full quarter should be recovered- minimum-Rs.2000) |
| Usance LC – (opened by KCCB)- 1.50% p.a. of LC amount (opened by other bank)-1.75% p.a on LC amount-Min.- Rs.2000 |
||
| LC against 110% cash margin:50% Concession in applicable charges | ||
| SWIFT Charges | Rs.1000 | |
| b) | Amendment Charges | |
| Commission | Rs.500 | |
| SWIFT Charges | Rs.500 | |
| Amendement in terms of extention of validity/tenure | As per commission as mentioned in LC issuance charges (Sight/Usance as applicable) | |
| c) | lodgement/Realization of Import Documents under LC | |
| Commission | NIL | |
| SWIFT Charges | NIL | |
| Discrepancy charges | USD 75/ Euro 75/ GBP 75/JPY 10000 | |
| 4 | IMPORT DOCUMENT (OTHER THAN LC) – FIBCS/FIBCU/FIDBP | |
| Commission | 0.075% (Mini.Rs.500 Max- 2500)- *If Import Bills are more than -25- in the Previous FY Max.-Rs. 1500 *If Import Bills are more than -50- in the Previous FY Max.-Rs. 1000 |
|
| Document handling charges | NIL | |
| Swift | Rs.750 | |
| In case if the payment is done in INR through RTGS and BOE is generated either in INR/FCY, documents to be lodged in finacle (manual ORM to be generated) | As per commission charges mentioned in point 4 above | |
| 5 | Forward Contract Charges | |
| Booking/Cancellation charge | Rs.750 for booking and Rs.750.00 for cancellation. | |
| 6 | Foreign Inward remittance for other than export | |
| Commission | 0.075% (Min. Rs. 300-Max: Rs. 2000) | |
| * | Advance Foreign Inward remittance for Export | |
| Commission | Rs.300 | |
| E-FIRC | Rs.200 | |
| 7 | Foreign outward remittance (Wire Transfer) | |
| Commission | Rs.500 | |
| Swift charges | Rs.500 | |
| 8 | Any certificate issue charge | Rs.100 |
| 9 | Foreign Bank Guarantee | 2.00% p.a *BG against 110% cash margin -1.00% p.a. Minimum charges- Rs.3000+Rs.500 SWIFT |
| 10 | Buyer’s Credit | SOFR+200 BPS (Inclusive of Foreign Bank Interest)+Foreign bank charges *Swift Charges- Rs.1000 |
| *Additional charges of Rs.5000 as SWIFT charges in case where arrangement fees are less than Rs.10000 | ||
| 11 | Other Miscellenous Expenses | |
| a) | Merchant Trade Transaction | *Rs.10,000 to be recovered at the time of first leg execution (Import/ Export) over and above other related charges |
| b) | Investigation charges post processing of transaction related to refund with correspondent Bank | *Rs.2500+ other charges as demanded by foreign bank |
| c) | Couries charges (domestic) | Rs.100 per document in case when set of documents sent directly to the customer by domestic couries agency |
| d) | Commision charges in case TT payment is done from other banks | Rs.1000 (in lieu of exchange margin and SWIFT charges)+ actual charges taken by other banks |
| e) | Foreign cheque collection charges | Rs.1000 |
| f) | Any transaction under which RBI approval required for regularisation of transaction | Rs.2000 per transaction |
| g) | Charges to be borne by customer in case if the customer chooses to bare charges as ‘OURS’ | USD- Rs.2500, GBP-2500, Euro-2500, CAD-2000, JPY-2000 |
| ** Turnover Tax and GST as applicable is collected on actual basis separately. | ||
| DEMAT CHARGES | |
|---|---|
| Account opening form | No charge |
| Advance/Deposit | With savings / current account |
| Account Maintenance |
|
| Demat |
|
| Remat |
|
| Transaction (Debit) / Off Market | 20/- (Rs.4 NSDL per script + Rs.16 DP charges) per transaction / redemption of MF |
| Pledge Creation | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 25000/-) |
| Pledge Creation confirmation | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 100/-) |
| Pledge Closure | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 25000/-) |
| Pledge Closure confirmation | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 100/-) |
| Pledge Invocation | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 100/-) |
| Failed instruction charges | 20/- per instruction |
| Other charges | (1) Stationery charges Rs. 25/- p.a. (2)Slip stop transfer Rs.50/-per request (3) Modification of client detail Rs. 10/- per request (4) Late transaction charge Rs. 20/-per request (5) Rejection of DRF sent thru courier Rs.50/- (6) Non-periodic statement charges Rs.20/- per month (7) Securities lending / borrowing 0.02% of the value of transaction (Minimum Rs. 35/-) |
| LOCKER OPERATION CHARGES | |
|---|---|
| Locker operation 48 times free in a one year. Charges of Rs. 50 + GST applicable per operation. |
