- About Us
- Personal/Business Banking
- KYC (Know Your Customers)
- Deposit Insurance System In India (DICGCI)
- Saving Deposit Schemes
- Savings Banks Rules
- Current Deposit Schemes
- Current Account Rules (FAQs)
- Advances
- Fixed Deposit Account Rules
- Processing Fees
- KAL DOUBLE DEPOSIT
- International Business Banking
- Services
- E - Banking
- Missed Call Services
- Promote My Business
- Offers / Cashback
- Mobile Banking
- PMJBY
- PMSBY
- Rupay Debit Card Registration
- RuPay Insurance
- E-commerce
- Demat
- ASBA
- RTGS Service
- NEFT
- ATM
- SMS Banking
- Pan Card Services
- Service Charges
- Interest Rates
- Insurance Offerings
- Adani Gas - Bills collection
- Lockers
- Stamp Franking
- Tax collection
- Mediacenter
- Contact Us
Service Charges
- About E - Banking
- Mobile Banking
- RTGS Service
- NEFT Service
- ATM Service
- Pan Card Services
- Promote My Business
- Missed Call Services
- Term Deposit
- Advances Interest Rate
- Adani Gas - Bills collection
- Lockers
- Tax collection
- Stamp Franking


Particulars | Charges (GST is levied extra as applicable from time to time.) | |||||||||||||||||||||||||||
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Duplicate Passbook issuing charges | Rs. 25/- | |||||||||||||||||||||||||||
Cheque book issue charges (Saving Accounts) | No Charge (In case of Maintained QAB of Rs. 1000. ) Rs 3.00 per cheque book (In case of Non maintenance of QAB of Rs. 1000. ) |
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Stop Payment charges for all types of a/cs | No Charge | |||||||||||||||||||||||||||
Chequebook issue charges for Current / Cash Credit / FDOD | Rs. 3 /- per leaf | |||||||||||||||||||||||||||
Half yearly Incidental charges(Current and cash credit Accounts) | Rs. 10 /- per 40 entries with Min. Rs. 200 /- and Max. Rs. 750/- recovered half yearly | |||||||||||||||||||||||||||
Duplicate Statement | Rs. 10/- per page | |||||||||||||||||||||||||||
Charge for failure of SI due to insufficient balances | Rs. 25/- per occasion | |||||||||||||||||||||||||||
Operation through POA mandate | Rs. 100/- p.a. for cc/od/current accounts & Rs. 50/- p.a. for savings account | |||||||||||||||||||||||||||
Change in POA mandate | Rs. 100/- for cc/od/current accounts & Rs. 50/- for savings account | |||||||||||||||||||||||||||
Adhoc limit Processing fee | Minimum Rs. 1000/- or 0.15% of adhoc limit amount whichever is lower. (proportionately for the period) | |||||||||||||||||||||||||||
Minimum Balance charges | ||||||||||||||||||||||||||||
Current Accounts | ||||||||||||||||||||||||||||
Existing Regular Current A/c- | For non-maintenance of QAB Balance of Rs 5000/-:= Panalty of Rs. 150/- per Quarter |
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Special Current Accounts | For non-maintenance of QAB Balance of RS. 10000/-:= Panalty of Rs. 300/- per Quarter | |||||||||||||||||||||||||||
Privilege Current Accounts | For non-maintenance of QAB Balance of RS. 50000/-:= Panalty of Rs. 500/- per Quarter | |||||||||||||||||||||||||||
Premium Current Accounts | For non-maintenance of QAB Balance of RS. 150000/-:= Panalty of Rs. 1000/- per Quarter | |||||||||||||||||||||||||||
Saving Accounts | ||||||||||||||||||||||||||||
Regular Saving Accounts | For non-maintenance of QAB Balance of RS. 1000/-:= Panalty of Rs. 3 per cheque book shall be debited to the account from the following quarter | |||||||||||||||||||||||||||
Privilege Saving Accounts | For non-maintenance of QAB Balance of RS. 20000/-:= Panalty of Rs. 50/- per quarter | |||||||||||||||||||||||||||
Premium Saving Accounts | For non-maintenance of QAB Balance of RS. 50000/-:= Panalty of Rs. 100/- per quarter | |||||||||||||||||||||||||||
Special Saving Account | For non-maintenance of QAB Balance of RS. 5000/-:= Panalty of Rs. 25/- per quarter | |||||||||||||||||||||||||||
Demat linked Saving A/c-For Balance less than Rs.2500/- | Rs 50 /- per month | |||||||||||||||||||||||||||
Dormant / Inoperative charge | Saving A/c : Rs. 30/- per quarter Current A/c : Rs. 100 /- per quarter | |||||||||||||||||||||||||||
Confidential Report charges | Rs. 100/- | |||||||||||||||||||||||||||
Payorder / Payslip charges / inter Draft | Upto Rs. 49999/- : Rs. 20/- , Rs. 50000/- & above : RS. 30- | |||||||||||||||||||||||||||
Inter Branch Draft / Payorder / Payslip Cancellation, Duplication, Revalidation | Rs. 20/- per occasion | |||||||||||||||||||||||||||
Other Bank Draft | ||||||||||||||||||||||||||||
(1) HDFC Bank | Upto Rs. 49999/- : Rs. 20/- , Rs. 50000/- & above : RS. 30/- | |||||||||||||||||||||||||||
(2) Nationalised Bank | Upto Rs. 20000/- : Rs. 30/- Above Rs. 20000/- : 0.15% of amount of DD (Max. Rs. 5500/-) | |||||||||||||||||||||||||||
Other Bank Draft Cancellation, Duplication, Revalidation | Rs. 75/- Per Instruction | |||||||||||||||||||||||||||
Outward bills for Collection | For lodgement - No charge For Release- Up to Rs. 5000/- : charge of Rs. 25 /-, Up to Rs. 10000/- : charge of Rs. 50 /- , Up to Rs. 100000/- : charge of Rs. 100 /-, Above Rs. 100000/- :- Variable charge of Rs. 2 per Rs. 1000/- , Min. charge Rs. 201 and Max. charge Rs.500/- (including postage charges) | |||||||||||||||||||||||||||
Inward bills for Collection | For lodgement - No charge, For Release - Per Rs. 1000/- Rs.3 /- charge, Min. Charge Rs. 40/- and Max. Charge - Rs. 3500 /- (including postage charges) | |||||||||||||||||||||||||||
Signature Verification charges | Rs. 25/- | |||||||||||||||||||||||||||
Inward Cheque / ECS return charges | Upto Rs. 50000/-: Rs. 100/- for SB & Rs. 125/- for others, above Rs. 50000/- & upto Rs. 1 lac: Rs. 200/-for SB & Rs. 250/- for others, above Rs. 1 lac & upto Rs. 2 lac: Rs. 250/-for SB & Rs. 300/- for others, above Rs. 2 lac & upto Rs.5 lac: Rs. 600/-for SB & Rs.700/- for others, above 5 lacs: Rs. 1000/-for SB & Rs.1500/- for others. | |||||||||||||||||||||||||||
Balance & Other Certificate Issuing charges | No charge | |||||||||||||||||||||||||||
Outward cheque return charges(only for term loan) | Upto Rs.1000/- Charge Rs. 100/-, above 1000 & upto 5000/- Charge Rs. 150/-, above 5000 & upto 25000/- Charge Rs. 300/-, above 25000/- Charge Rs. 750/- | |||||||||||||||||||||||||||
Outward cheque return charges(for all types of accounts other thatn term loan) | Upto Rs.10,000/- Charge Rs. 50/-, above 10,000 & upto 25,000/- Charge Rs. 100/-, above 25,000 & upto Rs. one lac Charge Rs. 150/-, above one lac and upto Rs. 5 lacs Charge Rs. 200/-, above 5 lacs charge Rs. 250/- | |||||||||||||||||||||||||||
Cash service charges(only for Cash credit Account except Current,FDOD) | cash deposited exceeds Rs. 1.5 lacs: Rs. 10 + GST. per packet (more than or equal to 50 notes is consider as full packet) | |||||||||||||||||||||||||||
Cash service charges((for FDOD,Unsecured cash credit) | cash deposited exceeds Rs. 1.5 lacs: Rs. 10 + GST. per packet (more than or equal to 50 notes is consider as full packet) | |||||||||||||||||||||||||||
Prvilege Saving Accounts (10103) | Cash desposited exceeds Rs 1.00 Lac per day : Rs. 10 + GST. per packet (more than or equal to 50 notes is consider as full packet) | |||||||||||||||||||||||||||
Premium Saving Accounts(10104) | Cash desposited exceeds Rs 2.00 Lac per day : Rs. 10 + GST. per packet (more than or equal to 50 notes is consider as full packet) | |||||||||||||||||||||||||||
Regular Current Accounts (20101) | Cash deposited exceeds Rs. 50,000 per day : Rs. 10 + GST. per packet (more than or equal to 50 notes is consider as full packet) | |||||||||||||||||||||||||||
Special Current Accounts (20102) | Cash deposited exceeds Rs.1.5 Lac per day : Rs. 10 + GST. per packet (more than or equal to 50 notes is consider as full packet) | |||||||||||||||||||||||||||
Privilege Current Accounts (20103) | Cash desposited exceeds Rs 2.00 Lac per day : Rs. 10 + GST. per packet (more than or equal to 50 notes is consider as full packet) | |||||||||||||||||||||||||||
Premium Current Accounts (20104) | Cash desposited exceeds Rs 5.00 Lac per day : Rs. 10 + GST. per packet (more than or equal to 50 notes is consider as full packet) | |||||||||||||||||||||||||||
Visit charge- all advance accounts except FDODs/advance against Govt. securities | Limit upto Rs. 10 lacs: Rs. 250/-, above 10 lacs & upto Rs. 25 lacs: Rs. 500/-, above 25 lacs & upto Rs. 50 lacs: Rs. 750/-, above 50 lacs: Rs. 1000/- (For out station visit: Actual + T/A + D/A will have to be added) | |||||||||||||||||||||||||||
Late Stock / Book debt statement | Limit upto Rs. 5 lacs: Rs. 300/-, above 5 lacs & upto Rs. 20 lacs: Rs. 400/-, above 20 lacs & upto Rs. 50 lacs: Rs. 600/-, above 50 lacs & upto Rs. 100 lacs: Rs. 750/-, above 100 lacs: Rs. 1000/- | |||||||||||||||||||||||||||
Account closed before 1 year | For Saving A/c - Rs. 100/- , Current A/c - Rs. 200/- | |||||||||||||||||||||||||||
ATM card surrendered / lost | Rs. 100/- | |||||||||||||||||||||||||||
ATM - Transaction Declined due to insufficient balance | Rs. 20 + S.T as ATM charge | |||||||||||||||||||||||||||
Non-home branch transactions | No charge | |||||||||||||||||||||||||||
NACH Mandate | ||||||||||||||||||||||||||||
NACH Mandate | Rs. 50 + GST. as one time mandate charges per mandate | |||||||||||||||||||||||||||
RTGS Charges | ||||||||||||||||||||||||||||
Inward remittance | Nil | |||||||||||||||||||||||||||
Outward remittance | Rs. 2 lacs to Rs. 5 Lacs - Rs.25/- , Rs. 5 lacs & above - Rs. 50/- | |||||||||||||||||||||||||||
NEFT Charges | ||||||||||||||||||||||||||||
Inward remittance | NIL | |||||||||||||||||||||||||||
Outward remittance | Up to Rs.10,000/- Rs. 2.5/- , Above Rs.10,001/- to 1 lacs - Rs. 5/- , Above 1 lacs to 2 lacs Rs. 15/- , Above 2 lacs Rs. 25/- NEFT BY CASH Up to Rs. 10,000 /- Rs. 2.5/- , Above Rs. 10,001 /- to Rs. 1,00,000 - Rs. 5/-, above 1 lac & upto 2 lacs -Rs. 15/-, above 2 lacs - Rs.25/- | |||||||||||||||||||||||||||
No charge for RTGS/NEFT to account holders where fund transfer is through E-Banking channel. The Kalupur Commercial Co-operative Bank has introduced e-Banking channel from 6th Feb 2017. To get maximum leverage of E-Banking facility, We propose following concession in charges to our customers for RTGS/NEFT charges done through E-Banking channel effective from 11/05/2017 to 31/03/2018 |
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Standing instruction | No charge | |||||||||||||||||||||||||||
Enquiry relating to old records(more than 12 months old) | Rs. 25/- per page, maximum Rs. 200/- | |||||||||||||||||||||||||||
E-Tax payment | No charge | |||||||||||||||||||||||||||
Charges for unused chequesto be collected at the time of closure of current,CC, OD a/cs | No charge | |||||||||||||||||||||||||||
Recurring deposit (penalty for delay payment) | 1.5% per month | |||||||||||||||||||||||||||
Advances | ||||||||||||||||||||||||||||
New member entrance fees | 100/- | |||||||||||||||||||||||||||
Nominal Member fees | 10/- | |||||||||||||||||||||||||||
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Commitment charges Working capital |
Nil | |||||||||||||||||||||||||||
Term Loan | Nil | |||||||||||||||||||||||||||
Agreement charges (above Rs. 5 crore) | Agreement- in principle letter issued for advances above Rs. 5 crore-fees of Rs. 5000/-be charged & the same amount be adjusted against processing charges if limit is sanctioned. | |||||||||||||||||||||||||||
Commitment charges to be levied in case of non-utilisation / under utilisation of working capital limits for advance account with fund based working capital limits of Rs. 100 lacs and above | Where average utilisation is upto 60% of the limit, no commitment charges to be recovered separately. Where average utilisation is below 60 % of the limit, commitment charges to be recovered 1% p.a. for unutilised portion. ( unutilised portion is the difference between the limit minus the actual average utilisation. | |||||||||||||||||||||||||||
Prepayment charges on the o/s term loan amt (if term loan sanctioned exceeds Rs. 1 crore & loan is taken over by other bank) | 2% will be applicable for the remaining/residual period of the term loan which it has run before payment. No prepayment charge from individual borrowers. | |||||||||||||||||||||||||||
(B) Housing Loans | ||||||||||||||||||||||||||||
Process charges | As above | |||||||||||||||||||||||||||
Pre-payment charges | Nil | |||||||||||||||||||||||||||
(C ) Vehicle loans | ||||||||||||||||||||||||||||
Process charges | As above | |||||||||||||||||||||||||||
(D) Shares overdraft | ||||||||||||||||||||||||||||
Process charges | As above | |||||||||||||||||||||||||||
Solvency Certificate | Upto Rs.50,000/- : Rs.250/-, Rs. 50,001 to 1 lac: Rs. 500/-, 1 lac to 5 lacs: 1000/-, 5 lacs to 10 lac: Rs. 1500/-, 10 lacs to 25 lac: Rs. 3000/-, 25 lacs to 1 crore: Rs. 5000/-, 1 crore to 3 crore: 7000/-, 3 crore to 5 crore: Rs. 10000/-, Above 5 crore: Rs. 15000/- | |||||||||||||||||||||||||||
Non-fund based limits | ||||||||||||||||||||||||||||
Bank guarantee issued by KCCB : Financial Guarantee / Performance Guarantee | If backed by bank's F.Ds (100% margin), 1% p.a. , If less than 100% cash margin, 2% p.a., (one month's commission subject to minimum Rs.250/-) | |||||||||||||||||||||||||||
Bank guarantee issued by other bank: Financial Guarantee Performance Guarantee | If backed by bank's F.Ds (100% margin), 1% p.a. , If less than 100% cash margin, 2% p.a., (one month's commission subject to minimum Rs.250/-) | |||||||||||||||||||||||||||
Bank guarantee amendment charges (other than period & amount) | Rs. 100/- per amendment | |||||||||||||||||||||||||||
Bank guarantee extension charges | As above, i.e. If backed by bank's F.Ds (100% margin), 1% p.a. , If less than 100% cash margin, 2% p.a., (one month's commission subject to minimum Rs.250/-) | |||||||||||||||||||||||||||
L.C. issued by bank itself (inland LC commission)/ by other bank | For 90 days, 1% of L.C. amount, 90-120 days -1.25% of L.C., 120-150 days- 1.50% of L.C., 150-180 days - 1.75% of L.C. | |||||||||||||||||||||||||||
Charges of inland LC retirement issued by bank /other bank | Nil | |||||||||||||||||||||||||||
LC amendment charges | Our bank : Rs. 1000/-, Other bank : other bank's charges plus Rs. 1000/- | |||||||||||||||||||||||||||
Extension period(including revolving L.C.) or amendment in amount | For extension of period: 0.25% for each block 30 days, For amendment in amount: In case of increase in L.C. amount, charges will be levied on additional amount for the L.C. commission applicable as per block above, i.e. from 1% to 1.75% | |||||||||||||||||||||||||||
Bills under L.C. documents sent for realisaiton | 1000/- +200/-courier charges | |||||||||||||||||||||||||||
Process charges for LC bills discounting | 1000/- per bill | |||||||||||||||||||||||||||
LAP Processing Fee | ||||||||||||||||||||||||||||
LAP Processing Fee | 0.40% of Loan amount | |||||||||||||||||||||||||||
International Business Banking Division | ||||||||||||||||||||||||||||
Export Document | ||||||||||||||||||||||||||||
Collection / Negotiation / Purchase / Discounting | ||||||||||||||||||||||||||||
Commission ( On Equivalent of INR ) | 0.0500% on equivalent INR ,Min. Rs. 500/-,Max. Rs. 1500/- | |||||||||||||||||||||||||||
Courier Charges | Rs. 1000 | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Realization of Document Sent on Collection | ||||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
EEFC Account | ||||||||||||||||||||||||||||
Credit in EEFC A/c | No Charge | |||||||||||||||||||||||||||
Debit From EEFC A/c | ||||||||||||||||||||||||||||
Commission | Rs. 500 | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Import Document ( Outside L/C ) | ||||||||||||||||||||||||||||
Document Handling Charges | Rs. 250 | |||||||||||||||||||||||||||
Commission | 0.075% (Min. 500/- & Max: 2500/-) | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Letter of Credit | ||||||||||||||||||||||||||||
Issue Charges | ||||||||||||||||||||||||||||
Commitment Charges (per Quarter) | 0.25% | |||||||||||||||||||||||||||
Usance Charges ( per month ) | 0.10% | |||||||||||||||||||||||||||
Swift Charges | Rs. 2000 | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Amendment Charges | ||||||||||||||||||||||||||||
Commission | Rs. 1000 | |||||||||||||||||||||||||||
Swift Charges | Rs. 1000 | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Payament Charges ( Realisation of Import Document under L/C ) | ||||||||||||||||||||||||||||
Commission | 0.15% | |||||||||||||||||||||||||||
Swift Charges | Rs. 750 | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Forward Contract Charges | ||||||||||||||||||||||||||||
Booking / Cancellation Charges | Rs. 750 | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Early Delivery/Extension or Cancellation | Rs. 500/- + SWAP charges + Cancellation charges if applicable | |||||||||||||||||||||||||||
Foreign Inward Remittance | ||||||||||||||||||||||||||||
For Other than Export | ||||||||||||||||||||||||||||
Commission ( On Equivalent of INR ) | 0.72%, Min. Rs. 300,Max. Rs. 1500 | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
For Export Purpose | ||||||||||||||||||||||||||||
Commission | Rs. 300 | |||||||||||||||||||||||||||
FIR Certificate Chg. | Rs. 100 | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Foreign Outward Remittance ( Wire Transfer ) | ||||||||||||||||||||||||||||
Commission | Rs. 500 | |||||||||||||||||||||||||||
Swift Charge | Rs. 500 | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Foreign Outward Remittance ( Draft ) | ||||||||||||||||||||||||||||
Commission | Rs. 500 | |||||||||||||||||||||||||||
Turn Over Tax | As Applicable | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Other Charges | ||||||||||||||||||||||||||||
Any Certificate Issue Charges | Rs. 100 | |||||||||||||||||||||||||||
GST | As Applicable | |||||||||||||||||||||||||||
Locker Operation charges | ||||||||||||||||||||||||||||
Locker operation 48 times free in a one year. Charges of Rs. 50 + ST applicable per operation. | ||||||||||||||||||||||||||||
Demat Charges | ||||||||||||||||||||||||||||
Account opening form | NIL | |||||||||||||||||||||||||||
Advance/Deposit | With savings / current account | |||||||||||||||||||||||||||
Account Maintenance | Rs. 250/- p.a. * For BSDA accounts having holding valuation upto Rs. 50000/- :- No AMC is charged. * For BSDA accounts having holding valuation exceeding Rs. 50000/- and upto Rs. 2 lacs:- Rs. 100/- p.a. *For corporate accounts - Rs. 1000/- | |||||||||||||||||||||||||||
Demat | Rs. 3/- per certificate plus Rs. 25 per request *Rs. 25/-per request for conversion of MF units represented by SoA into demat form | |||||||||||||||||||||||||||
Remat | *Rs. 20/-for every hundred securities or part thereof or Rs. 20/- per certificate which ever is higher *Reconversion of MF units into SoA:- Rs. 20/- per instruction | |||||||||||||||||||||||||||
Transaction (Debit) | 20/- per transaction / redemption of MF | |||||||||||||||||||||||||||
Pledge Creation | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 25000/-) | |||||||||||||||||||||||||||
Pledge Creation confirmation | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 100/-) | |||||||||||||||||||||||||||
Pledge Closure | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 25000/-) | |||||||||||||||||||||||||||
Pledge Closure confirmation | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 100/-) | |||||||||||||||||||||||||||
Pledge Invocation | 0.02% of the value of the transaction (Minimum Rs. 30/- & Maximum Rs. 100/-) | |||||||||||||||||||||||||||
Failed instruction charges | 20/- per instruction | |||||||||||||||||||||||||||
Other charges | (1) Stationery charges Rs. 25/- p.a. (2)Slip stop transfer Rs.50/-per request (3) Modification of client detail Rs. 10/- per request (4) Late transaction charge Rs. 20/-per request (5) Rejection of DRF sent thru courier Rs.25/- (6) Non-periodic statement charges Rs.20/- per month (7) Securities lending / borrowing 0.02% of the value of transaction (Minimum Rs. 35/-) |