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Premium Current Account

  • Eligibility :
    • Individuals , Partnership Firms , Private and Public ltd companies , HUFs / Specified associations , societies , trusts etc.
  • Charges :
    • No RTGS – NEFT Charges
    • No MICR/CTS Charges
    • No Folio Charges
    • No Outward return charges
    • 50 % concession in processing charges of Retail Loan
  • Premium Services :
    • Sweep In /Out facility in the multiple of Rs. 25,000/-, if balance increases Rs. 2 Lakh.  (The Deposit may be made for 120 days at the rate of interest applicable from time to time).
    • Personalized service at Branch.
    • The cheque book will be decorative and have word with ‘Premium Customer’ .
Rate of InterestFacilities

N.A.

  • Quarterly Average Balance Rs.1,50,000/-
  • Services :
    • Free Mobile Banking
    • Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Free Chequebook
  • Personal Accident Insurance coverage of Rs. 5 Lakh.
  • 50% concession processing charges in relating to Retail Loan.

 

Fees & Charges

Other Details

  • Quarterly Average Balance : Rs.1,50,000/- (Non Maintenance of QAB attracts penalty of Rs.1000/- per quarter)

  • Monthly Cash Deposit exceeds limits of Rs. 30,00,000 or No. of Notes exceeds limit 12500 , which ever is earlier,  Rs. 10+ GST. per packet (i.e. 100 notes) charge will be levied. (more than or equal to 50 notes is considered as full packet ) w.e.f. 1st February, 2020.