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Saving Deposits

Regular Saving Account

Rate of InterestFacilities

3.25 %

  • Quarterly Average Balance Rs. 1000/- (No penalty for Non-maintenance of QAB)
  • Services :
    • Free Mobile Banking, Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Free Chequebook (QAB – Rs. 1000/- maintained)
    • Classic RuPay ATM cum Debit Card
  • Personal accident insurance coverage of Rs. 1 Lakh to first Account Holder.(Individual)

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Premium Saving Account

Rate of InterestFacilities

3.25 %

  • Quarterly Average Balance Rs.50,000/-
  • Services :
    • Free Mobile Banking , Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Free Chequebook
    • Platinum RuPay ATM cum Debit Card
    • No RTGS-NEFT Charges
    • No Outward Cheque return penalty
    • No AMC for two years for New Demat Account Holder
    • 50% concession in processing charges relating to Retail Loans
    • Personalized service at Branch
    • Sweep in / out facility in the multiple of Rs. 10,000/- (deposit may be made for 120 days at the rate of interest applicable from time to time).
  • Personal Accident Insurance coverage of Rs. 5 Lakh to first Account Holder (Individual).

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Privilege Saving Account

Rate of InterestFacilities

3.25 %

  • Quarterly Average Balance Rs.20,000/-
  • Services :
    • Free Mobile Banking , Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Free Chequebook
    • Platinum Rupay ATM cum Debit Card
    • No RTGS-NEFT Charges
    • No Outward Cheque return penalty
    • No MICR / CTS Charges
    • No AMC for one year for New Demat Account Holder
    • 25% concession in processing charges relating to Retail Loans
    • 15% discount in Locker rent
    • Sweep In / out facility in the multiple of Rs. 10,000/- (Deposit may be made for 120 days at the rate of interest applicable from time to time).
  • Personal Accident Insurance coverage of Rs. 3 Lacs to first Account Holder (Individual).

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Special Saving Account

Rate of InterestFacilities

3.25 %

  • Quarterly Average Balance of Rs.5000/-.
  • Services :
    • Free Mobile Banking
    • Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Free Chequebook
    • Free DD / PO
    • Free RTGS / NEFT
    • Rupay ATM cum Debit Card
  • Personal Accident Insurance coverage of Rs. 1 Lakh to first Account Holder (Individual)

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Mahila Gaurav Saving Account

Rate of InterestFacilities

3.25 %

  • Quarterly Average Balance ‘0’.
  • Services :
    • Free Mobile Banking
    • Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Free Chequebook
    • Free DD / PO
    • Free RTGS / NEFT
    • Rupay ATM cum Debit Card
  • Personal Accident Insurance coverage of Rs. 1 Lakh to first Account Holder (Individual)
  • No Locker rent for 1st year. (A-Size , if vacant in branch)
  • Eligibility : First Account Holder under this scheme should be female only but any family member can be a Joint Holder.

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Kids Saving Account

Rate of InterestFacilities

3.25 %

  • Quarterly Average Balance ‘0’.
  • Services :
    • Free SMS Service
    • Free E-Statement to Guardian
    • Free Chequebook
    • Classic RuPay ATM cum Debit Card
  • Eligibility
    • Age 13 years and more.

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Basic Saving Account

Rate of InterestFacilities

3.25 %

  • No minimum balance requirement.
  • Services :
    • Free Mobile Banking
    • Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Classic RuPay ATM cum Debit Card issuance
  • Eligibility : Not eligible for opening any other saving bank Deposit in Bank.

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