×

Current Deposits

Regular Current Account

Rate of InterestFacilities

N.A

  • Quarterly Average Balance Rs.5000/-
  • Services :
    • Free Mobile Banking
    • Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Classic RuPay ATM cum Debit Card
  • Personal Accident Insurance coverage of Rs. 1 Lakh , Insurance cover will not be available to Partnership Firms, Companies, Trusts, AOPs, LLP etc.

 

View More

Premium Current Account

Rate of InterestFacilities

N.A.

  • Quarterly Average Balance Rs.1,50,000/-
  • Services :
    • Free Mobile Banking
    • Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Free Chequebook
    • No RTGS – NEFT Charges
    • No MICR/CTS Charges
    • No Folio Charges
    • No Outward return charges
  • Personal Accident Insurance coverage of Rs. 5 Lakh.
  • 50% concession processing charges in relating to Retail Loan.

 

View More

Privilege Current Account

Rate of InterestFacilities

N.A.

  • Quarterly Average Balance Rs.50,000/-
  • Services :
    • Free Mobile Banking
    • Free Internet Banking
    • Free SMS Service
    • Free E-Statement
    • Free Chequebook
    • No RTGS – NEFT Charges
    • No MICR/CTS Charges
    • No Folio Charges
    • No Outward return charges
  • Personal Accident Insurance coverage of Rs. 3 Lakh.

 

View More

Kal Advantage Current Account

Rate of InterestFacilities

N.A.

  • Quarterly Average Balance Rs.30,000/-
  • Services :
    • Free Mobile Banking
    • Free Internet Banking
    • Free SMS Service
    • Free Cash Deposit up to Rs. 50,000/-

 

View More

Other matters as mentioned below are unchanged for Deposits:

  • Senior Citizen (i.e. having age of 60 years or more) will benefit of 0.50% higher interest rate on Deposits. However Deposits placed by Senior Citizen under section 80 C of Income Tax Act, NRE-NRO, Kal Flexi, Diamond Kal Flexi, Non-callable Deposits, Kal Double Deposit , Kal Short Term Deposit will not be eligible for such additional interest rate benefit.
  • Super Senior Citizens (who have completed 75 years) will get additional benefit of 0.25% i.e. total benefit of 0.75% higher interest rate on Deposits. However Deposits placed by Super Senior citizen under section 80 C of Income Tax Act, NRE-NRO, Kal Flexi, Diamond Kal Flexi, Non-callable Deposits, Kal Double Deposit , Kal Short Term Deposit will not be eligible for such additional interest rate benefit.
  • Senior Citizens and Super Senior Citizens will not get benefit of additional interest rate on Deposits having maturity of less than 1 year. This means that if Senior Citizen/ Super Senior Citizen want to avail benefit of additional interest rate on Deposits then they have to place deposit for 1 year & above.
  • Staff members will continue to get 1% additional interest on Term Deposits. If staff is Senior Citizen, he/she will continue to get additional interest benefit of 0.50% and super senior citizen will continue to get further interest benefit of 0.25%, subject to concerned staff having submitted declaration that money deposited belongs him / her only

*Conditions Apply