News and Information

Financial Literacy Week

The Literacy week will focus on broad themes, viz. KYC, Exercising Credit Discipline, Grievance Redressal and Going Digital.

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Area of operation extended in Maharashtra State

We would like to inform our valuable customer that area of operation of our bank stands extended in entire Maharashtra State

Four useful tips to help you stay safe

We take the security of your money seriously. We recommend you follow these simple steps to help protect your self against fraud :

  • Never give your full Online Banking PIN and full Online Banking password to anyone.

  • Never respond to suspicious emails or text messages.

  • Never click on links or attachments in suspicious emails or text messages.

  • If you're suspicious of a message from us , please contact us immediately. 

We know that fraudsters send spoof text messages and emails to try and get personal information.

These messages are often doctored so they appear to come from a genuine Bank phone number or email address . They usually contain links lead to websites asking you to enter your Online Banking login information or other personal information

NPCI honours Kalupur Bank with an Award

During the Gujarat co-operative summit held in Ghandinagar, on June 22, 2015, National Payment Corporation of India (NPCI) honours Kalupur Bank with 'All Rounder' award exemplifying the usage of all electronic fund transfer facility/payment systems by the bank. Seen in the picture are Mr. Pushpinder Singh, NPCI Head for Cooperative Banks and Government Initiatives giving the award to Mr. Rahil Patel, General Manager & CIO of Kalupur Commerical Co-operative Bank Ltd.

Service Tax

As per Govt. of India Notification, Service Tax on banking Services stands revised from 12.36% to 14.00% from 01-jun-2015. New Service Tax rate will be applicable on all bills generated on or after 1st June, 2015.

Avoid TDS deduction submit form 15G/H

Dear Customer,Per new Income Tax Law nominal/members are subject to TDS deduction on Bank Deposits.To avoid TDS deduction submit form 15G/H yearly,if applicable.

Nanpura Branch Shifting

Our Nanpura branch has been shifted to newly renovated spacious state of the art premises with fully air-conditioned & Enhanced safe deposite vault facility from 18th Mar , 2015.

Kalupur Bank launches E-commerce services

Kalupur bank launches E-commerce services on its Rupay Debit cards enabling the bank customers to purchase goods and services online. Now Kalupur bank customers can enjoy shopping on the Internet websites (like Flipkart, IRCTC, Snapdeal, etc.) at their convenience 24x7x365. This service is free of cost and all customers can start using it today using their existing Rupay Debit card and pin.

Star Performer Award-2014 in Demat Account Opened

Mr. Vinod G. Dadlani (G.M.), Mr. Jay V. Pathak & Mr. Arpit G. Gandhi receiving Star Performer Award-2014 for top performance in new demat accounts opened in Gujarat (Banking Category) from the Managing Director & CEO of NSDL, Mr. G.V. Nageshwar Rao.

Kalupur Bank bags ISO 27001 Certification

The Kalupur Commercial Co-operative Bank received ISO 27001:2013 certificate from Bureau Veritas.

Continuing with its tradition of leading many firsts in the UCB Industry, The Kalupur Commercial Co-operating bank’s Information Technology (IT) department under the leadership of CIO, Mr. Rahil Patel chartered the path to be the first Gujarat based urban co-operative bank and the first bank in India under Bureau Veritas network to get audited & certified for the latest ISO 27001:2013Information Security Management Systems Standards. This international standard enforces need for establishing, implementing, maintaining and continually improving Information Security controls at the bank to preserve confidentiality, integrity and availability of information that helps fuel the business.

Bopal Branch Shifting

Our Bopal branch has been shifted to newly renovated spacious state of the art premises with fully air-conditioned & Enhanced safe deposite vault facility from 13th Dec , 2014.

Best Technology Upgradation Award

The Kalupur Commercial Co-operative Bank Ltd, the largest Multi-State Co-operative Bank in Gujarat was conferred Best Technology Upgradation Award.

In the photograph Mr. Ketul Patel Board of directors and Mr. Vinod G. Dadlani General Manager are seen receiving the award from Executive.

One time KYC exercise for securities market

KYC is one time exercise while dealing in securities market - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc. ), you need not undergo the same process again when you approach another intermediary.

Attention Investors : Demat Account holders

Prevent Unauthorized Transactions in your demat account -> Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL on the same day................. issued in the interest of investors.

One time KYC exercise for securities markets

One time KYC exercise for securities market

Strong foothold in Southern zone

Kalupur Bank awarded 7th SCOBA pride award LMOs of MS Bank(Local Main Office of Multi State Bank) from SCOBA (South Gujarat Co-op Banks Association) under Multi State & Schedule banks category. Bank dedicates this award to its customers, Share Holders, Staff Members and all other Stake Holders. We will continue to strive for excellence and better performance in co-op banking sector.

Rupay Insurance Program

Use your RuPay Card and get free accidental death & permanent disability insurance benefit upto Rs. 1 lac. Terms & Conditions apply. For more datails click here.

Sahkar Setu - 2014

Theme of Sahkar Setu was Next Generation Co-Operative Bank. Our stall depicting Micro Finance & Financial Inclusion initiatives was visited by Shri R. Gandhi Deputy Governor of RBI, Shri Vishva Nathan Executive Director of RBI, Shri P.C Sahoo Regional Director of RBI,Shri Nair General Manager of RBI UBD, Shri Ela Ben Bhatt of SEVA , Shri Vajubhai Vala speaker of Gujarat Assembly and other dignitaries. Some sweet memories and photographs viewed in photo gallery.

Kalupur Bank wins award for growth and productivity under Multi State & Schedule Banks category

Kalupur Bank was awarded 1st prize award for growth under Multi State & Schedule banks category in Gujarat State by Gujarat State Urban Co. Op Bank Federation in Sahkar Setu. Bank dedicates the award to its customers, Share Holders, Staff Members and all other Stake Holders. We will continue to strive for excellence and better performance in co-op banking sector.

44th Annual General Meeting

44th Annual General Meeting of Bank will be held on 24th June 2014, at Tagor hall, Paldi Ahmedabad.

RuPay Debit cum ATM card

Our bank has launched 'RuPay' Debit cum ATM card for bank's customers which will give them access  to 1.6 lac ATM centers and 8.75 lacs Point of Sale (POS).
KCCB is the first co-op. Bank in Gujarat to issue Rupay brand Debit cum ATM cards.

International Womens Day

Celebrating 'International Women's Day' on March 8, 2014, our bank is felicitating 1000 women who have purchased sewing machines through loan from our bank and have made their families self-reliant. Bank launched a MAHILA GAURAV ACCOUNT scheme on the day of INTERNATIONAL WOMEN’S DAY.

Kalupur bank opens ATM at Bavla Branch

The Kalupur Com. Co-op Bank, the largest multistate co-op bank in Gujarat, opened its 37th ATM at its Bavla branch. Bank is issuing ATM cards with “RuPay” logo. Bank’s ATM cards are ATM-cum-Debit cards, which are issued free of charge.

Kalupur Bank arranges issuance of "ADHAR" card

The Kalupur Com. Co-op Bank Ltd, the largest Multi State Co-op Bank in the State of Gujarat has arranged issuance of “ADHAR” card through its five branches in the city of Ahmedabad. Bank’s initiative in this regard has been widely acclaimed by the members of public, customers and well wishers of the bank. A large number of persons have started taking benefit of the facility. In the photograph, members of public and bank’s officials are seen at our Maninagar branch watching the process.

Kalupur Bank receives NSDL award

The Kalupur Commercial Co-operative Bank Ltd, the largest Multi-State Co-operative Bank in Gujarat was conferred an award by National Securities Depository Ltd (NSDL) for top performance in Depository operations in Gujarat in Bank category on December 7, 2013 in a function held at Ahmedabad.

In the photograph Mr Vinod G. Dadlani, General Manager and Mr Jay V. Pathak, Asst. Chief Manager are seen receiving the award from Mr. Rajesh Doshi, Sr. Executive Director, NSDL.

Best Relationship Award

The Kalupur Commercial Co-operative Bank Ltd, the largest Multi-State Urban Co-operative Bank in Gujarat, was conferred best relationship award by Commerz Bank of Germany on December 10, 2013. Kalupur Bank is the only co-op. bank in Gujarat holding AD category – I licence to deal in Forex.

Kalupur Banks staff takes part in “Sabarmati Marathon – 2014”

Ahmedabad Municipal Corporation arranges marathon called “Sabarmati Marathon” run every year in which runners from the city of Ahmedabad, various states and foreign countries participate. Various public sector undertakings and banks sponsor this marathon. The Kalupur Com. Co-op Bank Ltd  the largest multistate co-op bank in Gujarat sponsors this run every year. This year about one hundred participants from the bank took part in the run. Bank gives T-shirt to every participant of bank. In the photograph, Bank’s directors Shri Navnitbhai Patel, Shri Hasmukhbhai Patel, Shri Mineshbhai Patel and members of staff are seen participating in the “Dream Run”.

Happy New Year


Bank is celebrating its 44th foundation day on 5th December 2013

  • The Bank which was established on 5th December 1970 by visionary stalwarts like late Shri Baldevbhai Patel, late Shri Gopaldas Patel and late Shri Arvindbhai Saheba, has achieved a number of milestones during its journey of 43 years. It is number one co-operative Bank in Gujarat.
  • The Bank offers a wide spectrum of customers friendly services through its 38 branches spread over Gujarat and Mumbai.
  • The Bank is presently led by Shri Ambubhai Patel [Chairman] and dedicated Board of Directors.
  • Two programmes are arranged on this day.
  • Our customers / well wishers are requested to deposit unused articles like cloths, blankets, toys, electric / electronic items, in any of our branches. Such items will be given to needy families. Sadvichar Parivar will assist us in this activity.
  • A traffic awareness seminar is also arranged on this occasion for the benefit of our customers, staff and members of public.
  • Shri Harshvardhanbhai Modi, G.A.S., R.T.O, Ahmedabad, Shri Dhireshbhai T. Shah, Vice President, Road Safety Academy and Lioness Usmitaben Shah, Director, Traffic & Road Safety Academy have kindly consented to give guidance.


We are proud of our bank's director and Ex-Vice Chairman Shri Bhupendrabhai J. Shah (M.D. - Hipolin Ltd.), a leading industrialist, for his selection in the list of '100 Growth Engines - Whos who of Gujarat' by Dainik Bhasker Group and congratulate him for his achievements and success as an ethical entrepreneur. We wish him all the bests for excellence in whatever he aspires.


Adani Gas Ltd - Bills collection facility now available

Please drop your Adani Gas-bills payment cheques in 'Cheque drop box' placed in bank's ATMs located at Ahmedabad &  Vadodara. Customers may also pay gas bills in cash through our Maninagar, S.M Road & Vasna branches between 02.30 P.M. to 04.30 P.M. (Monday to Friday)

Inauguration of new premises of Madhupura branch

Our Madhupura branch shifted to a new convenient premises with deposit vault w.e.f. 10-sep-2013. Please note new address of Madhupura branch :- Nilgagan Plaza, opp. Police Commissioner's office, Shahibaug Road, Madhupura, Ahmedabad - 380 004.

Annual General Body Meeting

Bank's 43rd Annual General Body Meeting on 03-Aug-2013. Notice

Information of individual members / staff members

Bank is giving scholarship towards of individual members / staff members who pass SSC (Std. 10) exam with 80% or more marks and HSC exam (Std. 12, both streams) with 75% or more marks. The application form for obtaining scholarship is available with our all branches / may be downloaded. It may be submitted to any of our branches with required documents.

Banks members can obtain printout of Scholarship application forms from the below mentioned two links :

Scholarship scheme application form

Direct membership of BBCH

Our bank has been admitted as a direct member of the Brihan - Mumbai Bankers Clearing House w.e.f 17-06-2013.

  • New Sort Code - 400126002
  • New Alpha Code - KLB

Cheque return charge

Cheque return charges are not levied by bank when a Cheque is returned on technical ground.

Please note the revision of charges mentioned below w.e.f. 27/05/2013.

  • Cheque book issue charge for Current/ Cash Credit/ FDOD accounts has been raised from Re. 1/- plus service tax to Rs. 2/- plus service tax per cheque leaf.
  • Dormant/ Inoperative charge for Savings account has been raised from Rs. 10/- plus service tax to Rs. 30/- plus service tax and for Current accounts, from Rs. 10/- plus service tax to Rs. 50/- plus service tax.

AADHAAR Card linked Savings Account

To enable our customers receipt of “Cash Subsidy” and other benefits directly from Government, bank has started opening of “AADHAAR Card linked Savings Account”.
For further details, contact our branches. 

No penal interest on premature withdrawal of deposits

To best serve the depositors, it has been decided not to charge penal interest on premature withdrawal of deposits w.e.f 30-03-2013.

CTS-2010 Chequebook

As per Reserve Bank of India guidelines all the customers of bank using old cheques i.e. Non CTS-2010 standard are requested to replace their cheque books with CTS-2010 standard cheque books before 31-Jul-2013 and not to issue any cheques of non CTS standard. Non CTS-2010 standard cheques received for clearing may not be cleared.

Inauguration of new ATM at Swastik branch

We have inaugurated our 35th ATM centre at our Swastik Branch today.

Banking services to non-home branch customers

Our bank is providing following services to bank customers without discriminating between home branch and non-home branch customers with no additional cost from all our branches.

  • Cash payment to third party without any limit
  • Cash payment to any customer without any limit at any branch Depositing cash at any branch
  • Depositing outward clearing cheques at any branch
  • Non-financial transactions like change in address/phone/mobile  number, submission of KYC documents etc.
  • RTGS/NEFT services
  • Issuance of Pay-order/draft
  • Cheque book requisition.

Inauguration of new premises of Kalbadevi branch

We are pleased to inform that Our Kalbadevi branch (Mumbai) has been shifted to a new convenient premises with modern facilities & ATM.

Address of the new premises: B 3-7 Mangaldas building No1, Shamaldas Gandhi Marg,Mumbai 400002.

45th Foundation Day

Kalupur Bank is celebrating its "45th Foundation Day" by organizing Health Check up camps at various branches for esteemed customers and shareholders. Over the years, with support of all the customers, shareholders and staff members, the bank has not only grown manifold but one of the most preferred bank of Gujarat. We convey our thanks to all stakeholders and acknowledge their support.

SMS alert service

Customers are requested to register their mobile number to receive SMS alerts for

Account Opeaning
Deposit due (7 days in advance)
Locker rent due
Insurance due

Customers can also inquire for balance and statement of A/c by sending SMS as under on two mobile nos. viz :
(1) 9925228639 (2) 9879610552

Balance Inquiry
BAL <11 digit A/C No.>

Account Statement
STM <11 digit A/C No.>

Loan against GOLD ETF

We are pleased to announce Cash Credit facility to individuals against pledge of specified GOLD ETFs listed on NSE / BSE @14.5% p.a. up to maximum of Rs. 10 lacks (margin: 50% of valuation of GOLD ETFs).

loan against listed NSE / BSE Gold ETF units. 

ETF(NSE)          ETF(BSE)               Fund Manages

GOLD BEES     GOLD BEES               Benchmark Asset
SBI GETS       SBI GOLD ETF            SBI Mutual Fund
GOLD SHARE   VTI GOLD ETF           UTI Mutual Fund
REL GOLD       REL GOLD ETF           Reliance Mutual Fund
KOTAL GOLD   KOTAK GOLD ETF      Kotak Mutual Fund

Premium Car loan

Festival bonanza
We are pleased to informe you that bank is offering car loans at an attractive rate of 10.5% with effective from 16-oct-2012.

Basic Service Demat Account - BSDA

In terms of SEBI circular NO. CIR/MRD/DP/22/2012 dt.27.08.2012 regarding “Basic Service Demat Account” [BSDA], all individuals who have or propose to have only one demat account as sole or first holder are eligible to convert their demat account into BSDA on the date of next billing cycle, if the value of securities held in the demat account does not exceed Rs. 2 lacks at any point of time.


There will be no Annual Maintenance Charge[AMC] if value of holding is up to Rs. 50,000/-.  For the value of holding from Rs. 50,001/- to Rs. 2, 00,000/- , AMC of Rs. 100/- would be charged. For BSDA Accounts condition for transactions/holding statement and instruction slips will apply as per above circular.

To avail the benefit of “BSDA” you may contact demat department (H.O) or the branches providing demat services.

Specialized Service to senior citizen

Specialized Service to senior citizen whose movement is restricted due to old age, were requested to avail banking facility at their door step.

Request you to contact your branch for immediate service.

Revised Credit Rating Scheme

We are pleased to announce you about interest rebate scheme to the borrowers.

Salient features of the scheme

  • The borrowers who have taken working capital finance for their business / manufacturing purpose for limit Rs. 25/- lacs and above will be eligible.
  • The account must have been classified as "Standard Asset" during the year.
  • Credit rating will also applicable to new account holder - cut off date is 31-03-2013.

42nd Annual General Meeting

Major decisions approved by the share holders in 42nd Annual General meeting held on 03-Sept-2012.

  • Merger of Shrinath Co. Op Bank with Us approved by the House.
  • Dividend at 15% [raised from 12% to 15% approved and appreciated].

Free heart diagnoses camp in Satya Sai Heart Hospital

Satya Sai Heart Hospital Rajkot is helping poor heart patients with free Diagnosis and free Operation.
All branches  of  Kalupur  Bank   is  helping  Satya  sai  heart  hospital  for  registration  of  poor  patients.

The  camp is  arranged  on   16th  September.

Annual General Meeting

  • 42nd Annual General Meeting of Bank will be held on 3rd Sept 2012, at Tagor hall, Paldi Ahmedabad.
  • The Agenda notice have been sent to all Share holders.

  •  Approval of Merger of Shrinath Co. Op Bank Ltd. With our Bank is one of the Agenda. 
  • Audited balance sheet and profit & loss A/c will be displayed on Banks notice board.

Corporate agency

Now our Bank has become CORPORATE agent for Bajaj Allianz general Insurance company.

Online Banking

We shall be launching Online Banking shortly. 

for the details of Internet Banking click on readmore. 

  • Non-transactional (e.g., online statements, cheque book request)
    • Viewing recent transactions
    • Downloading Account statements, for example in PDF format


We have Launched NFS (National Financial Switch). 

Any bank with Core Banking Solution with 24 X 7 transaction banking capabilities with ATM or no ATM can now join the National Financial Switch (NFS) through a sponsor bank. This would facilitate even the non- scheduled Urban Co-op Banks and Regional Rural Banks to have access to the National Network of 98,025 + ATMs in the country.

The NFS Network connects 98,025 ATMs of 59 member banks and 2 sub-member banks, which is the largest number of ATMs under a single network in India.


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