Doctor Mitra

In recognition of services provided by Doctors community to the society,Bank considers it necessary to extend credit facilities at reasonable
Interest rates and on other easy terms .Bank has devised a scheme ?Doctor Mitra Yojna? to extend credit facilities to them ,the details of which are as under .

  Particulars
Purpose For construction of Hospital / Clinic, For purchase of Instruments / Equipments, Furniture & Working Capital Requirement
Eligibility MBBS equivalent & above degree in Allopathic, Ayurvedic, Homeopathic with minimum 3 years of experience of Medical Practice
Loan / Limit
  • Term Loan - Rs. 1500.00 Lacs (Maximum)
  • Secured Cash Credit for working capital - Rs. 25.00 Lacs (Maximum)
Margin
  • For Term Loan against purchase/construction of Building - 35%
  • For Term Loan against purchase of Instruments/Equipments & Furniture - 25%
  • For Secured Cash Credit - 40%
Repayment Period
  • For Term Loan upto Rs. 700.00 Lacs - Maximum 8 Years (Including maximum 12 months of moratorium)
  • For Term Loan above Rs. 700.00 Lacs & upto Rs. 1500.00 Lacs - Maximum 10 Years (Including maximum 12 months of moratorium)
Rate of interest
  • 9.25% to 9.75% (Subject to Terms & Conditions)
Processing fee click to view processing charge
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  • Upto loan amount is above Rs. 200 Lacs - 1% of the the loan amount (Maximum - Rs. 2.00 Lacs)
Guarantee Guarantor possessing the own property & also the Income Tax payer.
Security Mortgage & Hypothecation of Assets financed

 

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